Apply for a Kiva Zip Loan Today to Grow Your Business

The Wisconsin LGBT Chamber of Commerce is proud to be a Kiva Zip Trustee. This may be a great opportunity for you or your business.
Kiva Zip is a website that enables financially excluded and socially impactful entrepreneurs to access 0% interest business loans. These loans are crowd funded by hundreds of lenders from around the world that lend as little as $5 each and rally around an entrepreneur as potential customers, business advisers, and brand ambassadors.
As opposed to looking at credit scores and cash flows, Kiva Zip evaluates entrepreneurs based on their character and reputation in the community. As a Trustee we have the ability to recommend small businesses to their program.  

Read through the following information, and if you’re interested in participating in Kiva Zip please follow the instructions at the end of this page.

Loan Details
First loans are small, $5,000 with up to 2 year repayments. These loans are crowd funded on Kiva Zip with a 0% interest rate and administered via PayPal.

Businesses can use a Kiva Zip loan for any business purpose, including but not limited to: purchasing inventory, investing in equipment, expanding product lines, hiring staff, marketing and advertising.

Wisconsin LGBT Chamber of Commerce as Trustee
As a trustee, we are able to endorse borrowers. This means that we responsible for finding individuals or businesses that could benefit from a Kiva Zip loan, publicly endorsing these entrepreneurs on the Kiva Zip website, and providing ongoing support throughout the loan term. For this process, we will be vetting internally to find borrowers to connect to the one million plus lenders in the Kiva Zip community.

Borrower Requirements

  • Must be at least 18 years of age
  • Must have a PayPal account (or the ability to create one)
  • Not currently in bankruptcy or foreclosure

Borrower Responsibilities

In order for a borrower to be posted to the public Kiva Zip website, they must do the following:

  • Complete the online profile
  • Participate in a private fundraising period in which the you invite lenders from your personal and professional networks prior to being posted on the public Zip website.
  • Pay back the loan as required in the repayment terms within the repayment period 


Please email us at You can also sign up here.